Financial access for everyone

View your credit health in the eyes of lenders

The requirement to access to formal financial services usually are too restricted to be able to satisfy. At Rate Plus, we provide lenders with innovative solutions to loosen the restraints. However, it’s crucial for you to know what your credit health before apply for loans and other financial services.

What is your credit score?

A credit score is also known as credit rating, is a number that reflects the likelihood of you paying the credit back. Lenders like banks and credit card companies will look at your credit profile to determine the level of risk in lending to you. The higher your credit score, the better your chances of being accepted for credit, at the best rates.

What does your score means to for you?


961 - 999

You should get the best credit cards, loans, and mortgages (but there are no guarantees).


881 - 960

You should get most credit cards, loans, and mortgages but the very best deals may reject you.


721 - 880

You might get OK interest rates but your credit limits may not be very high.


561 - 720

You might be accepted for credit cards, loans, and mortgages but they may have higher interest rates.

Very Poor

0 - 560

You’re more likely to be rejected for most credit cards, loans, and mortgages that are available.

Don't worry, it's free:

You can check your credit score as many time as you want without any restrictions

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View a clearer picture of your ability

Start making better financial decisions.

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