In the age of information, Big Data, as it’s often called, is changing the world, and these changes are substantial. Data drives our decisions, and shapes our views and beliefs and the way we behave and purchase. With the aid of technology, data is growing even more in power and influence. At Rate Plus we work to unlock the possibilities that data holds to help people and organisations realise the opportunities held within.
Rate Plus is the leading financial technology and digital services company, providing analytical tools and solutions to our clients around the world. We help businesses to manage credit risk, prevent fraud, target marketing optimization and automate decision-making. We also help people to check their credit report and credit score.
We foster the prosperity of collaboration between our global renowned strategic partners such as Experian, Globus Access, Jirnexu and local ventures from Top 3 Telco Viettel, Mobifone, Vinaphone to big financial institutions including Home Credit, FE Credit, OCB Bank. At Rate Plus, we have always believed that commitment to reaching the finest solutions has the potential to transform clients and create a better tomorrow.
What we do?
We provide cutting-edge solutions to help manage the business with confidence and close the gap between financial inclusion and the unbanked. Rate Plus’s end-to-end solution allows deeper customer insights to foster fined tune decisions on the spot so that the right financial services will be offered to the right audiences at the right time by the right channels.
Consumers spend hours every day on the Internet and leave behind large amounts of information about who they are and what they seek. Their daily online journey reflects a gold mine of customer intelligence. Leverage big data and advanced analytics to revolutionize sales and marketing strategic decisions.
Our digital transformation service enables an inherently new type of innovations to solve traditional problems for optimal results with minimized needed resources. We offer multiple tailor-made solutions that fasten the process with resource effectiveness while fitting your business goals, organisational structure, and customer profile
Rate Plus’s Management Team collectively boasts over 10 years of extensive industry knowledge in the technology, financial and data analysis sectors.
6-year management experiences in Fintech Projects.
Prior to becoming Rate Plus’s CEO, Lam was in key positions in Upstream Vietnam, PVCombank, Direct Money where she developed product and system design and business consultancy for fintech projects such as AnPay, Bao Tam An, Bao Binh An.
Lam has broad expertise in other telecommunication services that keeps her close ties to top 3 telcos in Vietnam.
With nearly a decade of living and working in Asian and European countries, Lam is a global citizen who can cope with fastest changes in international standards while maintaining local values.
Lam holds a BSc of Sea Transport Economics from Vietnam Maritime University, a BSc of Finance from from Singapore Institute of Management and a Master of Arts in Supply Chain Management from University of Antwerp.
With 11-year experience in the information technology industry, Hung was Deputy Director of Development Resource Centre, Transportation – Telecom and Utility sector of FPT Information System. Besides, he was also a senior leader at FPT Information System Corporation. Before Rate Plus, Hung was in charge of providing and developing Back-end software for VETC ELECTRONIC CO., LTD, installing and maintaining for Myanmar National Portal, and other project both domestic and international at FPT.
Hung had a degree in Information Technology from Thai Nguyen University, a Master in Information Systems and Information Technology – University of Technology, VNU.
10 year experience in R&D and Market Communications, Ly has worked in various industries such as Advertising, Television, Retail Property, FMCG and Fintech. Besides, Ly has also involved in Brand Consulting and Chain Development for startups. Ly graduated with a Bachelor of Commerce at RMIT University and a Master of Arts in Marketing Communications at Westminster University, United Kingdom.
25 year experience working with telco in Vietnam including Viettel, VNPT, MobiFone. Before joining Rate Plus, Van was in charge with big telecom projects in multinational telecom corporation such as Universal Telecom Services, Amdocs, Nokia. Van has double degree in Economics at Foreign Trade University and Foreign Language in University of Language.
10-year experience in Information Technology and Data Science.
Dung is our senior advisor in data analysis. Prior to Rate Plus, Dung worked as Data Scientist for Department of Education, New South Wales, Australia. Dung also was a Big Data Engineer in Houston Kempt, Sydney and a senior software developer for a numerous of companies during a decade working in Singapore: HubCabb Consulting, JSNP Communication, Cyberville e-Service, etc.
Dung’s deep expertise in Extensive experience in academic research, data analytics, business intelligence and software development makes him a valuable asset in the field. Having working experience in Singapore and Australia levels Dung up to a global standard.
Dung is currently a PhD Candidate in Data Scientist at University of Sydney, Australia. Dung holds a BSc of Information Technology from Singapore University of Social Sciences, a Master of Information Systems in Nanyang Technological University, Singapore.
An inspiring working environment, unlimited development opportunities and rewards that recognize your contribution and commitment are just a few reasons why Rate Plus is a great place to work.
There is nothing like a happy partnership. This is why we do what we do.